Loans

Loans

Using the financial services of the Credit Union “Ukrainian Leading” you get the following benefits:

Minimum participation at their own expense.
No subscription service fee.
Absence of monthly and / or annual commissions.
No loan fee.
Choice of loan rate and terms of loan payment and interest for its use.

Early loan repayment without notice of the credit union and penalties.
Formation of the Borrower’s credit history.

Types of credit programs offered by the Ukrainian Leading Credit Union:

Types of credit programs offered to its members by the Credit Union “UKRAINIAN LEADING”:

Annual interest rates on loans

№ з / п Purpose of the loan String
Up to 3 months (inclusive) Up to 12 months (inclusive) More than 12 months
Interest rates are annual
1 Commercial Credits
1.1 Loan with periodic payment of interest and payment of the principal amount of the loan at the end of the loan agreement. 65.00% 65.00% 65.00%
1.2 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
1.3 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
1.4 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%
2 Farm loans
2.1 Loan with interest and principal at the end of the loan agreement. 65.00% 65.00% 65.00%
2.2 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%
3 Loans for personal farms
3.1 Loan with periodic payment of interest and payment of the principal amount of the loan at the end of the loan agreement. 65.00% 65.00% 65.00%
3.2 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
3.3 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
3.4 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%
4 Loans for the purchase, construction, repair and reconstruction of real estate
4.1 Loan with periodic payment of interest and payment of the principal amount of the loan at the end of the loan agreement. 65.00% 65.00% 65.00%
4.2 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
4.3 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
4.4 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%
5 Consumer Credits
5.1 Purchase vehicles
5.1.1 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
5.1.2 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
5.2 Purchase audio, video, home appliances and computers
5.2.1 Loan with periodic payment of interest and payment of the principal amount of the loan at the end of the loan agreement. 65.00% 65.00% 65.00%
5.2.2 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
5.2.3 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
5.2.4 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%
5.3 Other needs
5.3.1 Loan with periodic payment of interest and payment of the principal amount of the loan at the end of the loan agreement. 65.00% 65.00% 65.00%
5.3.2 Loan with periodic payment of interest and principal amount of the loan “in equal shares”, which provides for a constant (equal) amount of payment throughout the term of the agreement. Such payment includes both the interest accrued for the use of the loan and part of the loan. At the same time, the share of interest accrued on the balance of the principal amount decreases with each subsequent payment, and the share of the loan amount increases. 58.00% 58.00% 58.00%
5.3.3 Loan with periodic payment of interest and periodic payment of equal shares of the principal amount of the loan, which are calculated by dividing the total amount of the loan by the number of periods of use of the loan. In this case, the accrual and payment of interest is made on the initial amount of debt on the loan. 34.00% 34.00% 34.00%
5.3.4 Loan with interest and principal at the end of the loan agreement. 70.00% 70.00% 70.00%

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About us

UKRAINSKA PROVIDNA CREDIT UNION Established by the decision of the Constituent Assembly (Minutes № 1 of November 11, 1996) and operates on the basis of the Laws of Ukraine “On Financial Services and State Regulation of Financial Services Markets”, “On Credit Unions”, “On Prevention and Counteraction legalization (laundering) of proceeds from crime or terrorist financing and financing the proliferation of weapons of mass destruction ", other laws

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